Rehab Cost in Indiana: 2026 Treatment Cost Guide
Indiana achieved something remarkable in 2023: the second-largest year-over-year decrease in overdose deaths in the entire nation. The state recorded 2,089 drug overdose deaths — an 18% decline from 2,551 in 2022, making Indiana one of only four states to achieve a greater than 15% reduction (Indiana State Department of Health).
Despite this progress, Indiana’s overdose rate of 34.2 per 100,000 residents remains above the national average, and fentanyl is involved in 71% of all overdose deaths. County-level disparities are stark: Hamilton County reports 15 deaths per 100,000 while Grant County reaches 65 per 100,000 — a more than 4-to-1 disparity within the same state.
This guide breaks down what addiction treatment costs in Indiana in 2026, how the state’s unique Healthy Indiana Plan 2.0 (HIP 2.0) Medicaid program works for treatment coverage, and how to find affordable care whether you’re in Indianapolis, Fort Wayne, Evansville, or rural Indiana.
Rehab Costs in Indiana: 2026 Overview
| Treatment Type | Without Insurance | With PPO Insurance | Duration |
|---|---|---|---|
| Medical Detox | $1,500 – $7,000 | $500 – $3,000 | 5-14 days |
| Inpatient Rehab | $12,000 – $40,000 | $5,000 – $18,000 | 30 days |
| Luxury/Executive Rehab | $40,000 – $100,000+ | $12,000 – $35,000 | 30 days |
| Outpatient IOP | $3,000 – $10,000 | $1,000 – $4,500 | per month |
| Standard Outpatient | $1,200 – $4,500 | $350 – $1,500 | per month |
| Medication-Assisted Treatment | $200 – $800/month | $20 – $200/month | ongoing |
| Sober Living Housing | $450 – $1,800/month | typically not covered | ongoing |
Source: SAMHSA N-SSATS 2022; facility-reported data aggregated by ClearCostRecovery, 2026.
Indiana treatment costs run approximately 5-15% below the national average, driven by the state’s affordable Midwest cost of living. Indianapolis-area facilities price closer to national medians, while programs in Fort Wayne, Evansville, South Bend, and rural communities are among the most affordable in the region.
Why Indiana Rehab Costs Are Below Average
Several factors keep Indiana treatment pricing competitive:
Midwest Cost of Living: Indiana consistently ranks among the most affordable states in the nation. Lower real estate costs, wages, and operating expenses translate directly into lower treatment pricing — particularly outside the Indianapolis metro area.
Strong Medicaid Infrastructure: Indiana’s HIP 2.0 program covers approximately 500,000 expansion enrollees (1.83 million total Medicaid), and the state’s 2018 SUD-specific Section 1115 waiver expanded inpatient coverage. This broad payer base means facilities don’t need to offset costs onto private-pay patients as aggressively.
Competitive Facility Market: With 317 total facilities across 92 counties, Indiana has a competitive treatment market. National chains like Recovery Centers of America and regional providers compete with community mental health centers, creating pricing pressure that benefits consumers.
Record ACA Enrollment: Indiana’s ACA marketplace enrollment reached a record 359,000 in 2025, with 6 participating insurers. More insured residents means fewer uncompensated care costs for facilities to absorb.
Rural Treatment Options: Indiana’s treatment network extends well beyond Indianapolis, with programs in communities like Richmond, Terre Haute, Muncie, and Bloomington offering residential treatment at rates well below metropolitan pricing.
Indiana’s Treatment Landscape
Indiana has 317 licensed substance abuse treatment centers, including 80 offering inpatient or residential programs, 85 detox centers, and 394 outpatient programs (Source: SAMHSA Treatment Locator). The state’s treatment system is overseen by the FSSA Division of Mental Health and Addiction (DMHA), which certifies and regulates all SUD treatment programs.
Distribution of Treatment Facilities in Indiana
- Indianapolis metro (Marion County + surrounding): ~95 facilities (largest concentration)
- Fort Wayne (Allen County): ~25 facilities (northeast Indiana hub)
- Evansville (Vanderburgh County): ~20 facilities (southwest Indiana)
- South Bend/Elkhart: ~18 facilities (northern Indiana)
- Bloomington (Monroe County): ~12 facilities (IU campus community)
- Terre Haute/Vigo County: ~10 facilities (western Indiana)
- Richmond/Muncie/Anderson (east-central): ~15 facilities combined
Indiana’s 24 Community Mental Health Centers (CMHCs) serve as the backbone of the state’s public behavioral health system, providing services across all 92 counties. These CMHCs offer outpatient counseling, crisis services, and referrals to residential treatment — often on a sliding-scale basis.
Key Indiana Treatment Regulations
HIP 2.0 Medicaid Expansion: Indiana expanded Medicaid in February 2015 through the Healthy Indiana Plan 2.0 — a unique Section 1115 waiver that covers adults up to 138% of the federal poverty level. Unlike traditional Medicaid expansion, HIP 2.0 requires members to contribute to POWER (Personal Wellness and Responsibility) accounts. Members who make contributions receive HIP Plus benefits (lower copays, enhanced coverage); those who don’t receive HIP Basic. Both tiers cover substance use disorder treatment.
SUD-Specific 1115 Waiver: Indiana obtained a separate Section 1115 SUD waiver effective in 2018, specifically expanding Medicaid coverage for inpatient substance use disorder stays. This waiver allows payment for residential treatment in facilities with more than 16 beds — a significant expansion that increases access to residential programs.
DMHA Certification: All SUD treatment programs in Indiana must be certified by FSSA DMHA. Certification ensures compliance with staffing requirements, clinical protocols, and quality standards. The DMHA also manages Indiana’s State Opioid Response (SOR) grant and the Recovery Works program.
Recovery Works: Indiana’s Recovery Works program provides state-funded treatment and recovery services for individuals involved in the criminal justice system, including drug courts, probation, and re-entry programs. Recovery Works funds treatment at certified providers across the state, removing financial barriers for justice-involved individuals.
Insurance Coverage in Indiana
Indiana has an uninsured rate of 6.8% (U.S. Census Bureau, ACS 2022) — approximately 452,000 uninsured Hoosiers. This rate is below the national average of 8.0%, reflecting the impact of HIP 2.0 and growing marketplace enrollment.
Major Insurance Carriers in Indiana
Anthem Blue Cross Blue Shield — Indiana’s largest commercial insurer with deep statewide presence. Broad network of addiction treatment facilities. Strong coverage for inpatient rehab, IOP, and MAT. Anthem manages behavioral health through its integrated behavioral health division.
UnitedHealthcare — Major presence in the employer and ACA marketplace segments. Large Optum behavioral health network. Covers inpatient rehab and medication-assisted treatment. May require step-down authorization after initial residential stay.
CareSource — Dominant Medicaid managed care organization in Indiana. Manages HIP 2.0 benefits for a large portion of expansion enrollees. Strong behavioral health network and SUD treatment coverage.
Cigna — Available through employer plans and select marketplace offerings. National network provides access to both Indiana and out-of-state programs. Good coverage for residential treatment with prior authorization.
Aetna — Present in employer plans (exiting ACA marketplace for 2026). National network allows access to out-of-state specialty programs. Typically covers 30-day inpatient at 80% after deductible for in-network.
MDwise — Indiana-based Medicaid managed care plan. Strong local provider network. Specializes in serving low-income populations and manages HIP 2.0 benefits across multiple regions.
What Insurance Covers in Indiana
Under the ACA and federal parity law, your health insurance must cover:
- Inpatient/residential treatment: 24/7 care in a licensed facility
- Partial hospitalization (PHP): 6+ hours/day of structured programming
- Intensive outpatient (IOP): 9-12 hours/week of group and individual therapy
- Standard outpatient therapy: Weekly counseling sessions
- Medication-assisted treatment: Suboxone, methadone, Vivitrol, and monitoring
- Medical detoxification: Medically supervised withdrawal management
- Psychiatric care: For co-occurring mental health disorders
- Family therapy: Sessions with family members as part of treatment
Don’t Have Insurance in Indiana?
If you’re among the 6.8% of Indiana residents without health insurance, you have several options:
ACA Marketplace (HealthCare.gov): Indiana uses the federally facilitated marketplace. Record enrollment of 359,000 in 2025 with 6 participating insurers. Most residents qualify for premium subsidies:
- Income 100-150% FPL: Average premium $25-$70/month
- Income 150-200% FPL: Average premium $90-$180/month
- Income 200-400% FPL: Average premium $180-$400/month
All marketplace plans cover substance abuse treatment as an essential health benefit.
Healthy Indiana Plan 2.0 (HIP 2.0): If your income is below 138% of the federal poverty level ($20,783/individual, $42,783/family of four), you likely qualify for HIP 2.0. Apply at in.gov/fssa or call 1-877-438-4479. HIP Plus members with POWER account contributions receive enhanced benefits with lower copays. Both HIP Plus and HIP Basic cover SUD treatment.
Community Mental Health Centers: Indiana’s 24 CMHCs serve all 92 counties, offering sliding-scale outpatient services, crisis intervention, case management, and referrals to residential treatment. Contact DMHA at (317) 232-7800 or your local CMHC.
Free and Low-Cost Programs:
- Salvation Army Adult Rehabilitation Centers (Indianapolis, Fort Wayne) — Free 6-month residential programs
- Fairbanks Alcohol and Drug Addiction Treatment Center (Indianapolis) — Sliding-scale community programs
- Federally Qualified Health Centers — 20+ locations offering addiction services on sliding scale
- Recovery Works — State-funded treatment for justice-involved individuals
- Be Well Crisis Helpline — Dial 211, select Be Well option for 24/7 crisis counseling
Detox Costs in Indiana
Medical detoxification is typically the first step in addiction treatment. Indiana detox costs vary by substance and level of supervision:
Alcohol Detox: $200-$600 per day ($1,400-$8,400 total for 7-14 days). Alcohol withdrawal carries seizure and delirium tremens risks requiring 24/7 medical monitoring and benzodiazepine protocols. Multiple Indiana hospitals and stand-alone facilities offer alcohol detox programs.
Opioid Detox: $200-$500 per day ($1,400-$5,000 total for 7-10 days). With 71% of Indiana overdose deaths involving fentanyl, opioid detox is the most common type in the state. Most programs use medication-assisted withdrawal (Suboxone tapers) and transition patients to maintenance MAT. Fentanyl detox may take longer due to the drug’s fat-soluble properties.
Benzodiazepine Detox: $250-$700 per day ($3,500-$9,800 for 14 days). Requires the longest taper protocols and carries seizure risks comparable to alcohol withdrawal. Never attempt benzodiazepine withdrawal without medical supervision.
Methamphetamine Detox: $150-$400 per day ($750-$2,800 for 5-7 days). Indiana’s meth use is significant, particularly in rural areas. Meth withdrawal is less medically dangerous than alcohol or opioid withdrawal but requires monitoring for severe depression, psychosis, and suicidal ideation.
Stimulant Detox (Cocaine): $150-$400 per day ($750-$2,400 for 5-7 days). Primarily a monitoring and stabilization process. Focus on managing psychiatric symptoms including depression, anxiety, and sleep disruption.
Most Indiana insurance plans — including HIP 2.0 — cover medical detox as part of inpatient treatment.
Medication-Assisted Treatment (MAT) Costs in Indiana
Indiana has expanded MAT access through the State Opioid Response grant and DMHA initiatives. Monthly costs by medication:
Suboxone (buprenorphine/naloxone):
- Without insurance: $350-$650/month (medication + provider visits)
- With insurance: $20-$150/month
- Generic buprenorphine/naloxone reduces costs by 40-60%
Methadone:
- Without insurance: $300-$450/month (includes daily dosing and counseling)
- With Medicaid (HIP 2.0): Fully covered
- With private insurance: $50-$200/month
Vivitrol (naltrexone injection):
- Without insurance: $1,200-$1,500 per monthly injection
- With insurance: $0-$200/month
- Manufacturer patient assistance program available
Oral Naltrexone:
- Without insurance: $50-$120/month
- With insurance: $10-$40/month
Indiana’s DMHA has invested SOR grant funds in expanding MAT access in underserved areas, training primary care providers through Project ECHO, and supporting jail-based MAT initiation programs. Mobile crisis teams are available in 60+ of Indiana’s 92 counties, and 19 Crisis Receiving and Stabilization providers offer statewide coverage.
Indiana’s 18% Decline: What’s Working
Indiana’s dramatic 18% decrease in overdose deaths from 2022 to 2023 — the second-largest decline in the nation — deserves examination. Several factors appear to be contributing:
Expanded Naloxone Distribution: Indiana has dramatically increased naloxone (Narcan) availability through pharmacies, first responders, and community organizations. The state’s standing order allows any Hoosier to obtain naloxone without a personal prescription.
MAT Access Expansion: The number of buprenorphine prescribers in Indiana has grown significantly, particularly through primary care settings. Indiana’s SOR grant funded MAT hubs and reduced wait times for treatment entry.
Jail-Based Treatment: Indiana has pioneered MAT initiation in county jails, ensuring individuals with opioid use disorder can begin treatment during incarceration and continue in the community upon release. Marion County’s jail-based program has been a model.
Crisis Infrastructure: The expansion of mobile crisis teams to 60+ counties and the development of 19 Crisis Receiving and Stabilization centers has created alternatives to emergency departments and incarceration for individuals in behavioral health crisis.
Drug Court Expansion: Indiana operates drug courts in most of its 92 counties, with the Recovery Works program funding treatment for participants. Drug court participants have significantly lower recidivism and overdose rates.
County-Level Disparities (2023 overdose rates per 100,000)
Despite statewide progress, significant disparities persist:
- Grant County: ~65 per 100,000 (highest in state)
- Vigo County (Terre Haute): ~55 per 100,000
- Delaware County (Muncie): ~50 per 100,000
- Marion County (Indianapolis): ~42 per 100,000 (highest absolute numbers)
- Wayne County (Richmond): ~40 per 100,000
By contrast, suburban counties like Hamilton (~15/100k) and Hendricks (~18/100k) report rates well below the national average.
How Long Does Rehab Take in Indiana?
Evidence-based treatment duration recommendations from the National Institute on Drug Abuse:
30-Day Programs: Standard insurance-approved length. Appropriate for individuals with less severe addiction and strong community support. Approximately 40-50% of Indiana admissions.
60-Day Programs: Better outcomes for moderate to severe addiction. Allows additional therapy, coping skill development, and relapse prevention planning. Insurance may cover with medical necessity documentation.
90-Day Programs: Recommended for severe or long-term addiction, polysubstance use, or co-occurring mental health disorders. Research shows 90+ days produces significantly better one-year outcomes.
Long-Term Residential (6-12 months): Available through DMHA-funded programs, faith-based organizations (Salvation Army, Teen Challenge), and therapeutic communities. Particularly valuable for individuals with extensive treatment history or criminal justice involvement.
Typical Indiana treatment continuum:
- Medical detox (5-14 days)
- Inpatient/residential (30-90 days)
- Intensive outpatient IOP (8-12 weeks, 9-15 hours/week)
- Standard outpatient (3-6 months, 1-2 hours/week)
- Continuing care/aftercare (ongoing)
Choosing the Right Rehab in Indiana
When evaluating treatment facilities in Indiana, consider:
Accreditation: Look for Joint Commission, CARF, or COA accreditation in addition to DMHA certification. National accreditation indicates higher quality standards.
Evidence-Based Practices: Quality programs offer cognitive behavioral therapy (CBT), motivational interviewing, trauma-informed care, and MAT when appropriate. Ask about the program’s use of ASAM criteria for treatment planning.
Dual Diagnosis Capability: Over 60% of people with substance use disorders have co-occurring mental health conditions. Choose a program with integrated psychiatric care.
MAT Availability: For opioid or alcohol use disorder, programs that offer medication-assisted treatment produce significantly better outcomes. Ensure the facility supports MAT rather than requiring abstinence from all medications.
Aftercare Planning: Strong programs begin discharge planning at admission and connect you with outpatient therapy, peer support, sober living, and ongoing MAT.
Cost Transparency: Reputable programs provide clear pricing and help verify insurance benefits before admission.
Indiana Addiction Resources
Crisis and Referral Hotlines
- 988 Suicide & Crisis Lifeline: 988 (call or text, 24/7) — Indiana FSSA DMHA contracts with 5 providers
- Be Well Crisis Helpline: Dial 211, select Be Well option (24/7 crisis counseling); toll-free 1-866-211-9966
- SAMHSA National Helpline: 1-800-662-4357 (free, confidential, 24/7)
- Indiana FSSA DMHA: (317) 232-7800 (treatment referrals and information)
State Agencies
- Indiana FSSA Division of Mental Health and Addiction (DMHA): in.gov/fssa/dmha — Certification, provider directory, treatment funding
- Indiana State Department of Health, Overdose Prevention: in.gov/health/overdose-prevention — Overdose data, naloxone access, prevention resources
- HealthCare.gov (Indiana Marketplace): healthcare.gov — ACA insurance enrollment
- Healthy Indiana Plan (HIP 2.0): in.gov/fssa — Medicaid application and eligibility
Recovery Support
- Alcoholics Anonymous (AA) Indiana: 500+ meetings statewide, aa.org
- Narcotics Anonymous (NA) Indiana: na.org
- SMART Recovery Indiana: Science-based meetings in Indianapolis, Fort Wayne, and other cities
- Celebrate Recovery Indiana: Faith-based recovery support statewide
- Indiana Recovery Network: Peer support specialists and recovery coaching
Final Thoughts: Getting Help in Indiana
If you or someone you care about is struggling with addiction in Indiana, the state’s dramatic 18% decline in overdose deaths demonstrates that treatment works and that progress is possible. Cost should not be a barrier.
- Call 988 for 24/7 crisis support and treatment referrals
- Dial 211 and select the Be Well option for crisis counseling and local treatment information
- Verify your insurance coverage — Most plans cover addiction treatment; use our calculator to estimate your costs
- Explore HIP 2.0 (Medicaid) — If you earn under 138% FPL, Indiana’s Medicaid program covers comprehensive treatment
- Contact your local CMHC — Indiana’s 24 Community Mental Health Centers serve all 92 counties
- Consider medication-assisted treatment — MAT significantly improves outcomes, especially for opioid use disorder
- Don’t wait — Early intervention produces better results than crisis-driven treatment
Indiana is proving that investment in treatment infrastructure, expanded insurance coverage, and evidence-based approaches can reverse the overdose trend. Help is available regardless of your financial situation.
Sources
- Indiana State Department of Health, Indiana Drug Overdose Dashboard, 2023. in.gov/health/overdose-prevention
- Indiana State Department of Health, Drug Overdose Data Reports (Special Emphasis Reports). in.gov
- Indiana FSSA Division of Mental Health and Addiction (DMHA). in.gov/fssa/dmha
- SAMHSA Treatment Locator, Indiana. Accessed February 2026. findtreatment.gov
- U.S. Census Bureau, American Community Survey, 2022. census.gov
- KFF Medicaid State Fact Sheet — Indiana (May 2025). kff.org
- CMS, 2025 Marketplace Open Enrollment Period Report. cms.gov
- SAMHSA, National Survey of Substance Abuse Treatment Services (N-SSATS) 2022. samhsa.gov
- National Institute on Drug Abuse, Treatment Duration and Outcomes Research, 2024.
Your Plan May Not Cover Treatment in Indiana.
Even with insurance, many people discover their plan doesn't cover residential treatment at the level they need. A broker who specializes in behavioral health coverage can review your situation and find a plan that works.
Call 1-866-454-9577Free Consultation · No Obligation
Prodest Insurance Group is a licensed, independent health insurance brokerage. Calling the number above connects you with a licensed insurance agent, not a treatment facility. Insurance placement is a separate service from treatment referral.
Indiana Crisis Resources
988 Suicide & Crisis Lifeline — Indiana / Be Well Crisis Helpline: 988
Indiana Family and Social Services Administration (FSSA), Division of Mental Health and Addiction (DMHA): https://www.in.gov/fssa/dmha/
SAMHSA National Helpline: 1-800-662-4357
Frequently Asked Questions
How much is rehab in Indiana?
Inpatient rehab in Indiana costs between $12,000 and $40,000 for a 30-day program without insurance. With PPO insurance, out-of-pocket costs typically range from $5,000 to $18,000 depending on your deductible, coinsurance, and out-of-pocket maximum. Indiana's Midwest cost of living keeps treatment costs slightly below the national average. Indianapolis-area facilities tend to charge higher rates than programs in Fort Wayne, Evansville, or rural Indiana.
What are the payment options for rehab in Indiana?
Payment options for rehab in Indiana include private insurance (PPO, HMO, EPO plans), Healthy Indiana Plan 2.0 (HIP — Indiana's Medicaid expansion program), ACA marketplace plans through HealthCare.gov, self-pay with facility payment plans, sliding-scale fees at community mental health centers, state-funded treatment through FSSA DMHA, and grants from organizations like SAMHSA. Many Indiana facilities offer financing arrangements and accept multiple payment sources simultaneously.
How does Indiana's HIP 2.0 Medicaid program cover addiction treatment?
Indiana expanded Medicaid through the Healthy Indiana Plan 2.0 (HIP 2.0) in February 2015 using a Section 1115 waiver, covering adults up to 138% of the federal poverty level. Approximately 500,000 Hoosiers are enrolled in the expansion group. HIP 2.0 covers inpatient rehab, outpatient counseling, medical detox, and medication-assisted treatment (MAT). Indiana also secured a separate SUD-specific 1115 waiver in 2018 that removed the federal IMD exclusion, allowing Medicaid to cover residential treatment stays in facilities with more than 16 beds. This expanded access significantly for Hoosiers who previously had limited residential treatment options under Medicaid.
Does insurance pay for addiction treatment in Indiana?
Yes. All health insurance plans in Indiana — including employer plans, ACA marketplace plans, and Medicaid (HIP 2.0) — must cover substance use disorder treatment as an essential health benefit under the Affordable Care Act. Indiana enforces the federal Mental Health Parity and Addiction Equity Act (MHPAEA), meaning insurers cannot impose stricter limits on addiction treatment than other medical conditions. Indiana's HIP 2.0 also has a specific Section 1115 SUD waiver (effective 2018) that expanded Medicaid coverage for inpatient substance use disorder stays.
How long is the average stay in drug rehab in Indiana?
The standard inpatient rehab program in Indiana lasts 30 days. However, the National Institute on Drug Abuse recommends at least 90 days of treatment for the best outcomes. Many Indiana programs offer 30, 60, and 90-day residential options. The appropriate length depends on the substance involved, severity of addiction, co-occurring mental health conditions, and previous treatment history. After residential treatment, most individuals step down to intensive outpatient (IOP) for 8-12 weeks and then standard outpatient care.
Does Indiana Medicaid (HIP 2.0) cover drug rehab?
Yes. Indiana's Healthy Indiana Plan 2.0 (HIP 2.0) covers comprehensive substance use disorder treatment. Indiana expanded Medicaid in February 2015 through a Section 1115 waiver, covering adults up to 138% of the federal poverty level. Approximately 500,000 Hoosiers are enrolled in the expansion group. HIP 2.0 covers inpatient rehab, outpatient counseling, medical detox, and medication-assisted treatment. Indiana also has a separate SUD-specific 1115 waiver (effective 2018) that removes barriers to inpatient SUD treatment under Medicaid.
How much does detox cost in Indiana?
Medical detox in Indiana costs $200-$700 per day without insurance, with total costs ranging from $1,500 to $7,000 depending on the substance and length of stay. Alcohol and benzodiazepine detox typically require 5-14 days with medical supervision. Opioid detox takes 7-10 days with medication-assisted protocols. With insurance, out-of-pocket costs for detox are typically $500-$3,000. HIP 2.0 (Medicaid) covers medical detox with minimal cost-sharing.
What qualifies someone for inpatient rehab in Indiana?
Medical professionals determine inpatient rehab eligibility using ASAM (American Society of Addiction Medicine) criteria. You typically qualify if you have a severe substance use disorder, history of unsuccessful outpatient treatment, medical complications requiring 24/7 monitoring, co-occurring mental health conditions, unsafe or unstable living environment, or high risk of dangerous withdrawal. Your insurance company — including HIP 2.0 — uses these same ASAM criteria when reviewing medical necessity for inpatient admission.
Are there free rehab programs in Indiana?
Yes. Indiana offers several free or low-cost treatment pathways. HIP 2.0 (Medicaid) covers addiction treatment for qualifying adults with minimal cost-sharing. Indiana's FSSA Division of Mental Health and Addiction (DMHA) funds community mental health centers across all 92 counties. Federally qualified health centers offer sliding-scale services. Faith-based programs such as the Salvation Army Adult Rehabilitation Centers (Indianapolis, Fort Wayne) provide free residential treatment. The SAMHSA National Helpline (1-800-662-4357) can connect you with free local programs.
How has Indiana's overdose crisis changed recently?
Indiana experienced the second-largest year-over-year decrease in overdose deaths in the nation in 2023, with an 18% decline from 2,551 deaths in 2022 to 2,089 in 2023 — one of only four states achieving a greater than 15% decrease. The overdose rate per 100,000 residents dropped from 41 to 34.2, the sixth-largest rate decline nationwide. Despite this progress, fentanyl remains involved in 71% of overdose deaths, and county-level rates vary dramatically — from 15 per 100,000 in Hamilton County to 65 per 100,000 in Grant County.
What is the POWER account in Indiana's HIP 2.0?
Indiana's HIP 2.0 Medicaid program includes a unique feature called POWER (Personal Wellness and Responsibility) accounts. Members contribute $1 or more per month into these health savings-style accounts, which are used to pay for healthcare services. Members who make regular POWER contributions receive HIP Plus benefits (lower copays, vision and dental coverage). Those who don't contribute receive HIP Basic benefits. POWER account contributions do not affect your access to substance use disorder treatment — SUD services are covered under both HIP Plus and HIP Basic.
What types of rehab programs are available in Indiana?
Indiana offers a full continuum of addiction treatment: medical detox (5-14 days), inpatient/residential rehab (30-90 days), partial hospitalization or PHP (6+ structured hours daily), intensive outpatient or IOP (9-15 hours per week), standard outpatient therapy (1-2 sessions weekly), medication-assisted treatment (Suboxone, methadone, Vivitrol), and sober living/transitional housing. The state has 317 total licensed facilities, including 80 offering residential or inpatient programs, plus 85 detox centers and 394 outpatient programs.
How much is two weeks of rehab in Indiana?
Two weeks (14 days) of inpatient rehab in Indiana costs approximately $5,600-$18,200 without insurance, based on daily rates of $400-$1,300. With PPO insurance, a 14-day stay typically costs $2,000-$8,000 out of pocket. Short-stay programs (14-21 days) are sometimes used for stabilization before stepping down to intensive outpatient (IOP). However, clinical evidence strongly favors longer stays — the National Institute on Drug Abuse recommends at least 90 days for optimal outcomes.